Interest Rate Manipulation

To encourage spending and borrowing, interest rates are lowered. For a while everything will predictably appear to be stable and borrowing will look like an attractive proposition. The trap, of course, is once the contract is accepted, the borrower is a hostage to the lender. The interest rate can be progressively increased at any time without any grounds for the borrower to complain. The bonus for the banks (lenders) is that any interest paid to savers' accounts is minimal.

People need money in a capitalist economy. Greed is (unfortunately) a human failure. Banks and money are devices to extend control through exploitation of that 'weakness'. The parasite (lender) feeds on the host (borrower). Manipulation is the name of the game.

Brown Loosens Grip on Bank !!! (BBC - politics 97)
Mixed Reaction to Rates Rise